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Get the gear now. Pay over time.

Four ways to finance DJ equipment, speakers and lighting at 123DJ - whether you have great credit, no credit, or you're buying for a business or church.

Which option fits you?

I have Established CreditPersonal Purchase Limited or No CreditPersonal Purchase Business, Church or SchoolCommercial Purchase

New

Lease-to-own, no credit needed*

For shoppers with bad credit or no credit history.

  • Approvals from $300 to $5,000
  • Answer in seconds, shop the same day
  • 100-Day Option and early buyout to lower your total cost
  • Use online or in our Archer Ave store
Apply with Snap

Lease-purchase agreement, not a loan. See disclosures below.

Lease-to-own, no credit needed*

Another no-credit option - apply to both to compare approvals.

  • Lease purchase, no credit needed
  • 90-day payment option
  • Quick online application
Apply with Acima

Lease-purchase agreement, not a loan. See disclosures below.

Credit card financing

For shoppers with established credit.

  • Get what you want now and pay over time
  • Decision in seconds
  • No impact to your credit bureau score to apply
Apply with Synchrony

Subject to credit approval.

Commercial & church financing

For clubs, venues, churches, schools and production companies.

  • Built for business and nonprofit purchases
  • Financing for churches and houses of worship
  • Easy, affordable payment options for larger installs
Apply with Hampton Ridge

Subject to approval.

Compare at a glance

Snap FinanceAcimaSynchronyHampton Ridge
Best forNo or bad creditNo or bad creditGood creditBusiness & church
TypeLease-to-ownLease-to-ownCredit accountCommercial financing
Credit historyNot required*Not required*RequiredBusiness review
Early payoff100-Day Option90-day optionPer account termsPer agreement
Amount$300 - $5,000VariesVariesVaries

How it works

1

Apply online

Pick an option above. Most decisions come back in seconds.

2

Choose your gear

Shop 123DJ.com or visit us at 3017 S Archer Ave, Chicago.

3

Check out

Select your financing provider at checkout, or tell our staff in store.

Not sure which to pick?

Call us and we'll help you choose - and put together the right package. 312-846-6192

*Snap Finance: The advertised service is a lease-to-own agreement provided by Snap RTO LLC. It is not a loan or credit. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease application, and your score with those agencies may be affected. Not all applicants are approved. Approval amounts range from $300 to $5,000. The default plan is the Maximum-Term Plan (12-18 month renewable terms), which is the highest-cost option. To use an early ownership option, including the 100-Day Option, all regular payments must be made on time and the required amount paid within the applicable timeframe. The 100-Day Option includes a cost of lease above the merchandise price.

*Acima: Lease-purchase agreement, not a loan or credit. "No credit needed" does not mean no credit check; Acima may obtain information from consumer reporting agencies. Not all applicants are approved. See Acima for full terms.

*Synchrony and Hampton Ridge financing subject to approval. 123DJ is not the lender or lessor. Terms are set by each provider.

3017 S Archer Ave, Chicago, IL 60608 Phone: 312-846-6192 • Fax: 312-492-8949 Toll Free 1-800-856-8397
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